Terms of Service

1. Acceptance of Terms

By accessing and using Egnimax ("the Service"), you accept and agree to be bound by the terms and provisions of this agreement. If you do not agree to these terms, please do not use the Service.

2. Description of Service

Egnimax provides three integrated personal management systems: CashMax (finance management), EduMax (academic tracking), and ResuMax (resume/CV builder). These services are provided on a subscription basis.

3. User Accounts

To use the Service, you must create an account. You agree to:

Provide accurate, current, and complete information
Maintain and promptly update your account information
Maintain the security of your password
Accept responsibility for all activities under your account
Notify us immediately of any unauthorized use

4. Subscription and Payment

4.1. Free Plan: New users receive a free plan with limited access to all features. No payment is required for the free plan.

4.2. Billing: When you upgrade to a paid plan, you will be charged the subscription fee for your selected plan. Subscriptions automatically renew unless cancelled.

4.3. Pricing: All prices are in South African Rand (ZAR). We reserve the right to change prices with 30 days' notice.

4.4. Refunds: We offer a 30-day money-back guarantee on paid plans. Refunds are processed within 5-7 business days.

5. Cancellation

You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of your current billing period. No partial refunds are provided for mid-cycle cancellations.

6. User Data

6.1. Ownership: You retain all rights to the data you input into the Service.

6.2. Data Retention: After cancellation, we retain your data for 90 days before permanent deletion.

6.3. Data Export: You may export your data at any time in standard formats.

7. Acceptable Use

You agree not to:

Use the Service for any illegal purpose
Attempt to gain unauthorized access to the Service
Interfere with or disrupt the Service
Share your account with others
Use the Service to transmit malware or harmful code
Violate any applicable laws or regulations

8. Intellectual Property

The Service, including all content, features, and functionality, is owned by Egnimax and is protected by South African and international copyright, trademark, and other intellectual property laws.

9. POPIA Compliance

We are committed to compliance with the Protection of Personal Information Act (POPIA). Please see our Privacy Policy for details on how we collect, use, and protect your personal information.

10. Limitation of Liability

To the fullest extent permitted by law, Egnimax shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the Service.

11. Disclaimer of Warranties

The Service is provided "as is" without warranties of any kind, either express or implied. We do not guarantee that the Service will be uninterrupted or error-free.

12. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of significant changes via email. Continued use of the Service after changes constitutes acceptance of the new terms.

13. Governing Law

These terms shall be governed by and construed in accordance with the laws of the Republic of South Africa. Any disputes shall be subject to the exclusive jurisdiction of the South African courts.

14. Contact Information

For questions about these Terms of Service, please contact us:

Email: legal@egnimax.co.za
Phone: +27 (0)11 234 5678
Address: 123 Main Street, Sandton, Johannesburg, 2196, South Africa